Promotions
Why a 50% discount might not be a good deal
A discount is a comparison with a reference price. Your savings depend on whether that reference means anything.
Independent consumer guides · Canada
Signup bonuses, mobile plans, cashback and sales sound simple until the fine print arrives. We explain what you actually get, what it costs, and what happens after the promotion ends.
Explore the guidesFocus areas
Clear answers before you switch, sign up or check out.
Introductory rates, renewals and the price after the first year.
Eligibility, account fees and the conditions behind welcome offers.
Rewards that look like money, and the restrictions that aren't.
Sale prices, coupons, exclusions and value worth verifying.
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Promotions
A discount is a comparison with a reference price. Your savings depend on whether that reference means anything.
Plans & Bills
The number in the advertisement is the beginning of the calculation, not the end.
Signup Bonuses
A welcome payment is useful only after you count what you must do, pay and give up to get it.
The PerkHero rule
We don't publish imaginary discounts, rankings bought by advertisers or collections of expired codes.